What goal are you reaching for?

With a Premier Loan, it doesn’t have to be a stretch. You could borrow up to $25,000 with a fixed Annual Percentage Rate (APR) and fixed payments,1 which could help bring your goals within reach. Premier Loans are for existing U.S. Bank customers and can be used in many ways: to consolidate debt, make a major purchase, improve your home, and much more.

Not an existing U.S. Bank customer? Explore our home equity loans and lines of credit, or open a checking account.

The benefits of a Premier Loan

  • Fixed rates and set monthly payment
  • No origination fee
  • No property inspections or home appraisals
  • Efficient application process designed to get you funds as quickly as possible

Work toward your goals with a Premier Loan

Consolidating debt

You can use a Premier Loan to help you consolidate multiple account balances into one simplified monthly payment. Our competitive fixed rates might allow you to save money, pay off your existing debts faster, or both.

Home remodeling

It doesn’t matter if it’s a leaky roof or a new addition, a Premier Loan could be a good option for home improvements and remodeling. If you lack equity in your home, don’t qualify for a home equity loan or line, or don’t want a property appraisal, a Premier Loan may be right for you.

Major purchases

Vacations, weddings, appliances, or even a new or used vehicle could be within reach when you use a Premier Loan.

Our online application is convenient and secure.

You must be a U.S. Bank customer to apply.



If you’re already a U.S. Bank customer, you can start your loan application online, at a branch, or by calling 800.491.3150.



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