Send Money to a Person

with U.S. Bank Online and Mobile Banking

Send money to anyone – down the street, across the country or around the world. We give you the tools to make it easy.

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Send money with Zelle®

Zelle is the newest way to send money easily, quickly and securely to just about anyone in the United States. All you need is your recipient’s email address or U.S. mobile phone number. Money moves directly from account to account with no stops in between, and payments typically complete in just minutes.1  Requesting and receiving money is just as easy. Best of all, Zelle is always free for U.S. Bank customers!

Use Zelle anytime to:

  • Share expenses with roommates
  • Settle up quickly with friends for lunch, coffee or a night out
  • Send the gift of money
Try Zelle today in the U.S. Bank Mobile App or Online Banking.
Learn more about Zelle.

Send money using account information

If you have your recipient’s account and routing numbers, you can send money directly from your account to theirs – as fast as instantly.2 It’s great for sending monetary gifts to family members, helping your college student out with books and pizza, and much more. U.S. Bank Send Money is quick, simple and free. Try it today in U.S. Bank Online and Mobile Banking.

Send money with Western Union®

For those times when you need to exchange money internationally or with someone who doesn’t have a United States bank account, there’s Western Union Money Transfer® service.

  • Send money 24/7 from your U.S. Bank checking or savings account
  • Money can be picked up the next day3 at any participating Western Union® Agent location
  • Receive Western Union money transfers directly into your eligible U.S. Bank account
  • Earn rewards when you use your My WU® membership program4 on qualifying transactions

Fees apply for Western Union transactions.
Western Union is conveniently available in U.S. Bank Online and Mobile Banking. Try it today.

Learn more about Western Union.

Take the next step

Ready to get started?
Log in to Online Banking.

Want to send money on the go?
Download the U.S. Bank Mobile App.

Have more questions?
Find answers in our Send Money FAQ.

  1. To send money in minutes with Zelle, you must have an eligible U.S. Bank account and have a mobile number registered in your Online and Mobile Banking profile for at least 3 calendar days. Transactions typically occur in minutes between enrolled Zelle users. First-time payments to new enrollees may take up to 3 business days after enrollment. Recipients must have an eligible bank account in the United States. Terms and conditions apply.
  2. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

  3. To send instant payments using a recipient's bank account and routing numbers, you must have maintained a U.S. Bank checking account for at least three calendar days. To receive money, the recipient must have an account with a bank that supports Popmoney instant payments.
  4. For consumer protection, funds are delayed for transaction review; services may also be delayed or unavailable based upon certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Western Union Terms and Conditions for details.
  5. My WU® membership program is property of Western Union, and the WU membership program may be cancelled without notice. Other restrictions and limitations may apply. See the My WU Membership Program Agreement for more details.

Deposit products offered by U.S. Bank National Association. Member FDIC.

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